ANTHEM BLUE CROSS GROUP

Own a business?  Want to offer health coverage for yourself and your employees?  Hughes Insurance Services can help find a product that meets your company’s needs.  We offer several products from different companies including Anthem Blue Cross. Anthem Blue Cross has been serving California’s small businesses or nearly seven decades.

Hughes Insurance Services and Anthem Blue Cross know every business is unique, that is why there are a selection of plans and options to choose from. You need to do what makes sense for your company, so Anthem Blue Cross gives you lots of ways to control how much you’ll spend. You choose which plans you want to offer and how much you want to contribute and give your company priceless advantages. Why? Because Anthem Blue Cross offers customized plans and created cost-control options specifically for businesses just like yours.

EmployeeElect

Anthem Blue Cross knows you, as a business owner, need choices. The EmployeeElect portfolio gives you ultimate flexibility and a wide range of plans to choose from, including PPOs, HSAs (consumer-driven health plans) and HMOs.

Key Features of the Employee Elect Plans

• A full choice of PPO, HMO and HSA-compatible plans.
• A sure thing - If you’re a qualifying California small business, you’re guaranteed coverage…regardless of the health history of any employees. Also, you cannot be charged more than 10% over the standard rate and you actually might pay up to 10% under the standard rate.
• Designing your portfolio is up to you.  Offer just one plan, a combination of a few plans, or all plans.
• You control the cash flow - simply choose the employer contribution option that works for you, and your employee will pay the rest through payroll deductions:
  • Fixed Dollar - you pay $100 or more (in $5 increments)
  • Traditional - you pay 50% or more
  • Percentage & Plan - you pay 50% or more, tied to a specific plan*
• Guaranteed rates and benefits for your first year of coverage.
• Convenient online tool for easy upkeep all year long.
• Solutions that work for you and your employees — based on Anthem Blue Cross’s experience, strength and stability.

*Excludes Basic PPO Plan

BeneFits

BeneFits takes a fresh new approach to group health insurance. That new approach meant no insurance lingo, more flexibility, and prices within reach.  That’s right, getting health insurance for you employees is easy and affordable.  The BeneFits portfolio keeps health coverage simple and affordable for small businesses just like yours. Whether you have two employees or 50, BeneFits may be the perfect solution. And with 6 health plans to choose from, there is sure to be a plan that meet your group health insurance needs.

Key Features of Benefits

• You only need 60% of your employees to enroll in order to qualify for the many advantages of health coverage.
• Your contribution to each employee’s monthly premium can be as low as 25% or — if you’d rather pay a flat dollar amount — as low as $50.
• When you add life coverage or both life and dental, you can actually save money on your premiums, making valuable coverage more affordable than ever.  

EmployeeChoice

You and your employees need choices.  With Anthem Blue Cross’s EmployeeChoice plans you have the unique ability to offer another carrier’s HMO alongside five other Anthem Blue Cross plans.

Key Features of EmployeeChoice

• Five distinct health plans including four PPOs and one HMO. You automatically get to offer all five when you purchase the program.
• Control of your cash flow – simply choose the option that works for you, and your employees will pay the rest through payroll deductions:
  • Fixed dollar contribution – you pay $100 or more (in $5 increments)
  • Traditional contribution – you pay 50% or more
  • Percentage and plan contribution – you pay 50% or more, tied to a specific plan.
• Special savings when you add specialty products such as dental, vision, life and workers’ compensation with medical.
• Online Tools - Manage your coverage in one seamless online experience with EmployerAccess.
• Guaranteed rates and benefits for your first year of coverage.

COMPLETE YOUR BENEFITS PACKAGE AND SAVE!

Want to save more?  If you’re just offering medical coverage to your employees, you’re only getting part of the rewards, savings and benefits easily available to you. Here’s how the dental, vision and life plans can complete your package.

• 1% medical savings – When you purchase $25,000 or more in life coverage along with a medical plan, you’ll save 1% on your medical premium* — making life insurance more affordable than ever.
• 6% life savings plus 6% dental savings – When you purchase both $25,000 or more in life and any of our insured dental plans at the same time, you’ll save 6% on your life premium and 6% on your dental premium. That’s in addition to the 1% savings on your medical premium!
• Automatic 10% discount off the workers’ compensation portion of your bill when you integrate workers’ compensation coverage from Employer Compensation Insurance Company with any of our medical plans.

Hughes Insurance Services is here to help you find the best plan for your business! We also carry other trusted insurance providers such as Aetna. We proudly serve all of San Diego County, Orange County, Imperial County, and beyond.  Contact us or completing our group info. request form here for a free quote and let us know how we can best serve your needs.

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our Group Info. Request Form Here