FAQ

Q.  Why do I need Health Insurance?

A.  You need Health insurance for several Reasons.  The Average 3 day stay in a hospital is $24,000.  Health Insurance will protect the assets you’ve worked so hard to attain.
Also, using the preventive care benefits of your health plan help keep you in good health & assist you in avoiding serious illness in the future.

Q.  Isn’t health Insurance expensive?

A.  Today, carriers have a vast array of plans to choose from.  You can find affordable coverage by selecting a plan that only covers what you need.  For example, if you are a 35 year old male – why pay for a plan with maternity coverage.  There is always a plan to fit your budget.

Q.  How long does the application process take?

A.  If an application is completed online, it can take just days to be processed.  Handwritten applications may take a few days longer.  Some applications require the carrier to request Medical Records – in that case, it could take a few weeks until a decision is made.  If you have questions, please email or call us at 619-297-9770 so we can guide you.